Cancellation & Refund Policy

Effective Date: 7 September 2026

At Karmikvault, every product and service is prepared, accepted, and undertaken with care and intention. We request customers to review the details of their purchase, booking, or registration carefully before making payment.

This Cancellation & Refund Policy explains the rules applicable to products, consultations, past-life decodes, digital products, rituals, and group registrations offered by Karmikvault.

By making a payment or confirming an order, booking, or registration, you acknowledge and agree to this policy.

General Refund Policy

All purchases and confirmed bookings are considered final.

Karmikvault does not generally offer:

Returns

Refunds

Exchanges

Cancellations due to change of mind

Refunds due to personal preference

Refunds due to dissatisfaction with an expected spiritual or energetic outcome

Any exception will be considered only where required by applicable law or expressly approved in writing by Karmikvault.

Physical Products

All purchases of physical products are final and non-refundable.

Refunds, returns, or exchanges will not be provided for:

Change of mind

Personal preference

Incorrect expectations

Natural variations in crystals

Differences in colour, shape, size, texture, or inclusions

Delayed delivery caused by the shipping partner

Incorrect or incomplete address details

Failure to accept delivery

Improper use of the product

Crystals are natural products and may vary from the images displayed on the website. Such variations are not considered defects.

Damaged or Incorrect Products

If a product arrives damaged, defective, or materially different from the confirmed order, the customer must contact Karmikvault promptly with:

Order details

Clear photographs of the product

Clear photographs of the packaging

A complete opening or unboxing video

A description of the issue

Karmikvault will review the claim and determine, at its discretion, whether any resolution is appropriate.

Depending on the circumstances and availability, Karmikvault may offer:

A replacement

Store credit

Another appropriate resolution

A refund is not automatically guaranteed.

Customers must not return any product without receiving prior written instructions from Karmikvault.

Additional Conditions for Approved Product Claims

Where Karmikvault agrees to review a product-related claim, the customer may be required to provide reasonable proof of purchase, including an order confirmation, payment receipt, order or booking reference, or order number.

Any approved return, replacement, or exchange must be carried out strictly according to Karmikvault’s instructions. The customer may be required to bear the cost of returning or sending the product unless Karmikvault expressly agrees otherwise in writing or applicable law requires a different arrangement.

Where a product is required to be returned, it must be packed securely and returned in the condition specified by Karmikvault. Karmikvault may decline a claim where the product has been misused, altered, damaged after delivery, improperly handled, or inadequately packed.

No refund, replacement, exchange, or other resolution will be confirmed until the relevant evidence and, where required, the returned product have been reviewed and inspected by Karmikvault.

Where an issue concerns only one product or component of an order, any approved resolution may be limited to that affected product or component and will not automatically apply to the entire order.

Natural variations in colour, size, shape, texture, weight, inclusions, markings, minor imperfections, and other characteristics of natural materials will not ordinarily be treated as defects. Variations may also arise from external sourcing, hand preparation, consecration, energisation, or the private nature of certain spiritual preparations.

A delay in delivery caused by courier operations, public holidays, festivals, anushthaans, incorrect address details, remote delivery locations, or circumstances beyond Karmikvault’s reasonable control will not automatically qualify for cancellation or refund, subject to applicable law.

Oils and Product Usage

Karmikvault oils are intended for external use only, unless expressly stated otherwise.

Oils must not be ingested. Customers should follow all product instructions and perform a patch test before use.

Karmikvault does not accept responsibility for reactions, damage, or dissatisfaction resulting from:

Ingestion

Improper application

Use on sensitive areas

Contact with eyes or mucous membranes

Failure to perform a patch test

Failure to follow product instructions

Misuse or unauthorised use of the product

Such circumstances do not qualify for a refund or replacement.

Consultations and Past-Life Decodes

Consultations and past-life decodes are conducted online.

Appointment requests must be made through WhatsApp. A request does not guarantee an appointment. A consultation is confirmed only after Karmikvault accepts the request, payment is received, and confirmation is communicated through an official Karmikvault channel.

The normal waiting period for a consultation slot may be up to 30 days.

Urgent consultations may be available at a different price and are accepted only where Karmikvault considers the situation genuinely urgent. Urgent availability is not guaranteed.

Cancellation

Once a consultation has been confirmed, cancellation is not permitted.

No refund will be provided due to:

Change of mind

Personal preference

Dissatisfaction with the guidance received

Failure to prepare for the session

Failure to provide required information

Unavailability at the scheduled time

Rescheduling

A rescheduling request must be made at least 48 hours before the scheduled appointment.

Rescheduling is subject to availability and is not guaranteed. Requests made less than 48 hours before the appointment may be declined.

Missed Appointments

No refund, credit, or replacement session will be provided if the client:

Misses the appointment

Does not join the call

Joins after the scheduled appointment has ended

Is unavailable at the confirmed appointment time

Fails to respond to necessary appointment communication

If a client joins late, the consultation will still end at the originally scheduled time. No additional time or extension will be provided.

Consultation Format

Call consultations are not recorded by Karmikvault.

Where a written consultation or report is purchased, the report will be delivered in the format and within the timeline communicated at the time of purchase.

Digital Products

Digital products may include:

PDFs

Written reports

Guides

Documents

Educational material

Other digitally delivered products

Digital products are generally requested through WhatsApp. After the request is accepted and payment is received, the digital product will be delivered through the communication method specified by Karmikvault.

All digital product purchases are final and non-refundable once payment has been received or the digital product has been delivered.

Refunds will not be provided for:

Change of mind

Failure to read the description

Personal preference

Incorrect expectations

Failure to download or open the file

Loss of access caused by the customer’s device, email, or messaging account

If a file is technically corrupted or cannot be accessed due to an issue attributable to Karmikvault, the customer must contact us promptly. Karmikvault may provide a replacement file or another appropriate resolution.

Digital products are for personal use only and may not be:

Resold

Reproduced

Republished

Shared publicly

Distributed to third parties

Uploaded to websites or platforms

Used for commercial purposes

Modified and presented as the purchaser’s own work

Rituals and Group Registrations

Karmikvault may offer group rituals, anushthaans, energetic practices, and other spiritual registrations.

A ritual registration is considered confirmed once:

The registration has been accepted by Karmikvault;

Payment has been received; and

Confirmation has been communicated.

All ritual and group-registration payments are final and non-refundable.

Individual cancellation is not permitted after confirmation.

Refunds will not be provided due to:

Change of mind

Failure to attend

Failure to participate

Personal circumstances

Incorrect expectations

Dissatisfaction with an expected outcome

Inability to experience or perceive a particular result

Rituals are ordinarily conducted as scheduled and are not subject to individual cancellation.

If Karmikvault needs to make a material change to a ritual, including a change in date or format, the relevant information will be communicated to registered participants through an official channel.

Shipping-Related Refunds

Karmikvault currently ships physical products within India only.

The normal processing timeline is up to 10 working days after payment has been received and confirmed.

Processing may take longer during:

Major festivals

Important anushthaans

High-volume order periods

Special spiritual or seasonal offerings

Public holidays

Circumstances requiring additional preparation or consecration

Shipping delays do not automatically qualify for a refund.

Karmikvault is not responsible for delays caused by:

Shipping partners

Weather conditions

Public holidays

Festival periods

Transportation disruptions

Incorrect or incomplete address details

Customer unavailability

Refusal to accept delivery

Circumstances beyond Karmikvault’s reasonable control

Any claim relating to a damaged or incorrect product will be reviewed according to the process stated in this policy.

Payment Errors and Duplicate Payments

If you believe that you have made a duplicate payment or that an incorrect amount has been transferred, please contact Karmikvault promptly with:

Your name

Order or booking details

Payment date

Amount paid

Transaction reference number

Relevant payment confirmation

Karmikvault will review the matter and determine whether a correction or refund is appropriate.

A refund relating to a verified payment error does not create a general right to cancel the underlying order, booking, or registration.

Refund Processing

Where Karmikvault approves a refund, the refund will generally be processed through the original payment method or another method agreed upon by Karmikvault.

The time taken for the amount to reflect in the customer’s account may depend on the relevant bank, payment provider, or financial institution.

Karmikvault is not responsible for delays caused by banks, payment providers, or other third parties.

Contact for Refund or Cancellation Requests

All refund, cancellation, rescheduling, or damaged-product requests must be submitted through an official Karmikvault communication channel.

Please contact:

Karmikvault Email: contact@karmikvault.com Location: New Delhi, India

For product-related claims, customers should include the order details, photographs, and complete opening or unboxing video wherever applicable.

Submitting a request does not guarantee approval. Each request will be reviewed according to this policy and applicable law.

Changes to This Policy

Karmikvault may update or revise this Cancellation & Refund Policy from time to time.

The updated version will be posted on the website with a revised effective date.

The policy applicable to an order, booking, or registration will generally be the version in effect at the time the payment was made, unless otherwise required by applicable law.

Karmikvault offers its work with intention. We ask our clients to approach every offering with clarity, discernment, and personal responsibility.

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